With years of experience and a track record of successful recoveries, Overage Refund Group is trusted by homeowners across the country to reclaim what’s rightfully theirs.
The Overage Refund Group helps you recover funds you may not even know you’re owed. We handle the process from start to finish with no upfront cost and no risk to you.
If your home was sold at auction, you may be entitled to leftover funds called surplus or overage. Our team manages the claim process so you can focus on your next chapter.
This is a very REAL process where our clients can be owed HUGE sums of money after their house has been foreclosed upon.
Foreclosure overage recovery may be new for you, but helping people recover money from foreclosures has been part of the financial industry for decades.
Our team consists of seasoned professionals who possess in-depth knowledge of surplus funds recovery.
We’re a small, family-owned business based in Denver, Colorado, and we started this company with one goal: to help people through one of the toughest moments in life — and give them a fresh start.
We’ve been through financial hardship ourselves. We know what it feels like to be overwhelmed, unsure who to trust, and just trying to catch your breath. That’s why we do things differently. We don’t just chase cases. We walk with people — one-on-one, from start to finish.
Every claim we take on is personal. We don’t overload our caseload; we intentionally take on fewer clients each month to make sure you’re never just a number. From your first call to the moment you receive your check, you’ll be working with a real person who genuinely cares about helping you start your next chapter.
And we don’t do this alone. We work in partnership with licensed attorneys in your state who handle the legal side of your claim. We pay their fees upfront, so you don’t have to worry about costs or court complications. No surprises. No pressure. Just a straightforward path to recovering what’s rightfully yours.
We built this company on trust, transparency, and real results — because we believe when people are treated right, it changes everything.
Seasoned experts in surplus funds recovery
Clear updates on your case's progress.
Contingency-based fees – you only pay when we win.
Successful recovery for countless homeowners nationwide.
Totally fair to ask — if I were in your shoes, I’d be skeptical too.
You’ve already lost a property. Then out of nowhere, someone tells you that you might be owed tens of thousands or more? Yeah — sounds fishy.
But here’s the truth: it’s not a scam — it’s a system most people don’t know about. When a home sells at auction for more than what was owed, that extra money (the surplus funds) belongs to you. But the government or legal entities aren’t usually calling to remind you — they just quietly wait for someone to claim it.
Now, I’ll be real — there are shady companies out there. Some will promise to help and then change the deal halfway through. Others may sit on your funds until you give up more of your share.
We don’t play that game.
Absolutely, you can do this on your own. The question is — do you want to?
You’re entitled to the money. But recovering it? That’s another story.
Most people don’t realize it can involve:
It’s not just about knowing what forms to fill out — it’s about knowing what can go wrong. That’s why we work in conjunction with actual attorneys to handle the legal work on your behalf — and we pay their fees, not you.
Why do most people choose us?
You’ll have a dedicated VIP Case Manager walking you through the process, giving you monthly updates, and we take on the legal and financial risk so you don’t have to.
You want to know when the money hits your hands — I get it.
The truth? It usually takes 4-6 months (depending on the state)— sometimes a bit longer depending on the court or Trustee’s speed and any legal complexities. If there’s probate, competing claims, or lien research required, it can extend that timeline — but we keep you informed the entire way.
And here’s the key: you’ll never be in the dark.
Most big firms? They take on hundreds of claims and leave you wondering if anyone’s even working on yours. That’s not us.
If I were you, I’d want this in plain English. No surprises. No games.
So here it is:
We even cover attorney fees and legal filing costs. That means we’re not just offering to help — we’re invested in your claim. We take the risk so you don’t have to.
And again, we don’t hold your funds hostage, like some operators do when they try to get you to renegotiate your deal at the end. Our agreement is final. It’s fair. It’s locked in. And it’s in writing.
This is where things start to click — and you realize this isn’t too good to be true. It’s just hidden in plain sight.
When your home was foreclosed and sold at auction, it likely sold for more than the debt owed. That difference — the surplus funds or “overage”— doesn’t go to the bank. As the former owner or heir, you are entitled.
Here’s an example:
That money is sitting in an account (we locate where it’s being held), waiting to be claimed. But there’s a deadline, and if you don’t file the right paperwork in time — the government keeps it.
That’s where we come in. We track it down. We do the heavy lifting. You walk away with a check — not a headache.
You’re probably thinking — ‘That’s great, but I need help now, not months from now.
We get it. Life doesn’t stop just because you’re waiting on a legal process. That’s why in some cases, we can advance a portion of your expected recovery to help cover immediate needs — things like moving expenses, storage fees, temporary housing, or emergency bills.
This isn’t something every company offers — and it’s certainly not guaranteed — but we do consider advances on a case-by-case basis depending on the size of the claim and the circumstances.
If you’re in a tight spot and could benefit from an advance, let us know. We’ll review your case and do our best to support you.
Because this isn’t just about money. It’s about helping you get back on your feet — with dignity and peace of mind.
We’ll start with a brief call to explain everything, confirm you’re eligible, and answer any questions you have. If it makes sense to move forward, we’ll send a simple agreement — no fine print, no pressure, no upfront costs.
Once the agreement is signed, our team and legal partners get to work. We take care of the paperwork, court filings, and follow-ups. You’ll have a VIP Case Manager giving you monthly updates — so you always know exactly where things stand.
When the claim is approved, you receive your funds directly. We only get paid after you do. No surprises. No delays. Just money that’s finally back where it belongs — with you.
Overage Refund Group
CALL OR TEXT:
720-538-9905
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